Karen Montgomery's Blog

Posted on 08/09/2020
Does Your Home Listing Stand Out to Buyers?
A home listing presents a valuable opportunity. If you allocate time and resources to craft an engaging and informative listing, you could differentiate your house from the competition. Perhaps most important, your listing could help you speed up the home selling process. There are many things you can do to help your house listing stand out to buyers, such...
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Posted on 08/02/2020
FHA, VA and USDA Loans and How They Differ from Conventional Mortgages
Photo by Alexander Stein via PixabayWhen it comes to a mortgage, most of us think of the same standard product; the 15 or 30 year conventional mortgage offered by banks and lenders. This is not the only mortgage option you have, though. Depending on your personal history and circumstances you may qualify for an attractive mortgage with lower...
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Posted on 07/26/2020
It’s a Balancing Act: Credit and Debt
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
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Posted on 07/19/2020
How to Make the Most Delectable Chocolate Cake
Image by MikesPhotos from Pixabay Are you looking to make an unforgettable fall-off-the-fork, moist chocolate cake? Follow the simple recipe listed below. Gather Your Ingredients The key to making baking less stressful is gathering all of your tools and ingredients before starting, so you don't find yourself interrupting the process to find something. Let's start with the ingredients...
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Posted on 07/12/2020
3 Facts about Selling or Renting an Inherited House
Photo by Dave Frisch from Pexels If you've inherited a house you'd rather not live in, here are some things to consider—before you accept it. Before we get to the selling or renting part, calculate the cost of: Repairs and renovations. Any debt that would pass to you with the home. Annual property taxes. Yes, you may decline...
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Posted on 07/07/2020
Things You Need to Consider Before You List Your Home
Listing a home is a key step during the property selling journey. And if you fail to plan accordingly, you risk creating a home listing that misses the mark with prospective buyers. Ultimately, there are several things you need to consider before you craft a home listing, and these include: 1. Your Home's Features As a home seller, your...
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Posted on 06/28/2020
Florida's Disclosure Requirements
Image by mohamed Hassan from Pixabay When you sell a house in Florida, you have to make certain disclosures to any person interested in buying your property. However, if you don’t live on the property, this could lead to some trouble if you do not disclose a problem that you are required to share. The disclosure form a...
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Posted on 06/21/2020
Is Crowdfunding a Viable Source for Down-Payments?
Photo by Tumisu via Pixabay In an age where collaboration is on the rise, it’s not surprising that some are looking to find an alternative source of funding for their home or business purchase. Crowdfunding has been a successful way to fund various projects and business propositions, but it seems that some have found a way to make...
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Posted on 06/14/2020
Add Function and Style To Your Kitchen by Removing Cabinet Doors
Photo by ginsburgconstruction via Pixabay Nothing completes an open floor plan better than open shelving. Open shelves present everything for the world to see. They transform what may be a cluttered, dark, hidden space into one that becomes a place of not only function but of style. Open shelving complements the Minimalist, Industrial or Scandinavian Modern styles. But...
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Posted on 06/07/2020
DIY Home Cleaning Solutions
Photo by Monfocus via Pixabay Homemade cleaning solutions aren't just effective. They're also free of irritating chemicals, gentle on delicate surfaces, and easy on the environment. Here are a few recipes for making your own cleaning solutions. Natural Wood Polish This is a classic mix: In a small cup, mix one part olive oil to one part lemon...
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Posted on 05/31/2020
Enjoy a Seamless House Buying Journey
Enjoying a seamless home buying journey may seem virtually impossible, particularly for a first-time property buyer. Fortunately, there are lots of things you can do to boost the likelihood of quickly and easily finding your dream house, such as: 1. Hone Your Home Search Consider where you want to reside and the features you want to find in your...
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Posted on 05/24/2020
To Rent or Buy: What to Consider
Photo by Athitat Shinagowin via Shutterstock You’ll often hear it stated that paying rent is throwing money down the drain. As a motivation to buy a home, however, that might not be the best idea. A rule of thumb is that if you can purchase a home for fifteen times what you currently pay annually in rent, buying...
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